THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY
Pro Tips + Basics

The Cost of Life Insurance – Only 3 Variables Matter!

Too often, families are left unsure of the way forward when grieving the loss of a loved one, as plans for their final arrangements and corresponding finances are left unsettled before their passing. Taking a proactive approach to end-of-life planning can help ease these burdens. While this can feel like a somber task, it can help ensure your wishes are met & support a smoother transition for your survivors.
Curated Content Pro Tips + Basics

5 Excellent Tips For Preparing Your End-of-Life Finances

Pro Tips + Basics

Marijuana and Life Insurance – What You Need To Know Before You Apply

Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
Pro Tips + Basics

Health Classes – Risk Classifications – Underwriting Guidelines

5 Key Factors to Consider Before Choosing The Best Life Insurance for You
Curated Content Pro Tips + Basics

5 Key Factors: Choosing The Best Life Insurance for You

MoneyUnder30.com's simple life insurance calculator will help you determine how much life insurance you should purchase to provide for your loved ones.
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How Much Coverage Do I Need? [Life Insurance Calculator]

Company Reviews

Colonial Life Insurance Review – Pros & Cons – Products

Agency Reviews

Ethos Life Insurance Review – Pros & Cons – FAQs

The best life insurance policies for children can guarantee insurability later in life
Curated Content

Can You Guarantee Your Children’s Insurability Later in Life?

Younger Life Applicants Had a Busy April. Over 50: Not So Much!
Curated Content

Younger Life Applicants Had a Busy April. Over 50: Not

Pro Tips + Basics

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US Life Expectancy Statistics by Gender, State and Disease. Covid 19. Statistical estimation of how long we live, based on several factors...
Pro Tips + Basics

[TrueData!] US Life Expectancy 2022 – Statistics

Pro Tips + Basics

Do You Need to Fill The Gap with More Life Insurance?

Too often, families are left unsure of the way forward when grieving the loss of a loved one, as plans for their final arrangements and corresponding finances are left unsettled before their passing. Taking a proactive approach to end-of-life planning can help ease these burdens. While this can feel like a somber task, it can help ensure your wishes are met & support a smoother transition for your survivors.
Curated Content Pro Tips + Basics

5 Excellent Tips For Preparing Your End-of-Life Finances

Life Insurance Riders are used to enhance the coverage that your base policy offers. Some are included. Others cost extra. Reach out for help!
Pro Tips + Basics

Life Insurance Riders – What’s Included? What’s Extra?

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Agency Reviews

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Agency Reviews

Lemonade Life Insurance Review – Pros & Cons – FAQs

If you try to get an online life insurance quote from SelectQuote, it is quite the process and —in the end— they don’t actually show you any quotes! SelectQuote does NOT (can Not!) save you more $$$ than an Independent Agent can.
Agency Reviews Warnings

[Warning!] Don’t Buy Your Life Insurance From SelectQuote

In this Review we'll provide a list of the Life Insurance Companies SelectQuote represents. They are ALL excellent! SelectQuote, on the other hand... not quite so excellent. Because there is NO COST DIFFERENCE, you should choose your agent/broker based on trust and the customer service provided.
Agency Reviews Warnings

[Warning!] SelectQuote – Best Companies – Bad Service

In this review, we'll describe the steps involved in the SelectQuote Application Process. SelectQuote Life Insurance Does Not (Can Not!) Save You More $$$ than an Independent Agent Can. Call anytime with questions: 888-681-4952
Agency Reviews

SelectQuote – Life Insurance – Application Process

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Company Reviews

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In this Review of CMFG Life Insurance, we will cover everything you need to know about CMFG and show you sample rates.
Company Reviews

CMFG Life Insurance Review – Pros & Cons – FAQs

State Farm may be an insurance giant, but this does not make them better than an independent agent or broker.  It just means they are bigger and have more name recognition. We'll explain in detail why you should ***almost never buy life insurance*** from this State Farm.
Company Reviews

State Farm Life Insurance Review – Pros & Cons – FAQs

Company Reviews

Mutual of Omaha Life Insurance Review – Sample Quotes – FAQs

Company Reviews

Gerber Life Insurance Review – Quotes & Pricing – FAQs

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Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
Video

$250,000 20 Year Term Life Insurance Policy

Video

[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
Video

You Are Not a Number. We Are Not a Call Center.

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
Video

$1,000,000 20 Year Term Life Insurance Policy

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
Video

$500,000 20 Year Term Life Insurance Policy

Products + Policies

If you are a AAA member, chances are you have received this “Exclusive Members Only Group Term Life Insurance” application & information packet in your mailbox — at least once, if not once a month.
Products + Policies

AAA – Exclusive Members Only – Group Term Life Insurance

If you are a AAA member, chances are you have received this “Exclusive Members Only Group Term Life.

10 Year Term Life Insurance
Products + Policies

10 Year Term Life Policies – Sample Quotes – Pros & Cons

The biggest advantage of a 10 Year Term Life Insurance is the low price. The obvious downside, of.

Products + Policies

$1,000,000 Life Insurance Coverage – Sample Quotes – FAQs

How much does it cost to get $1,000,000 Life Insurance coverage? Term Life? Whole Life? No Medical Exam?.

$100,000 Life Insurance Coverage – Sample Quotes – FAQs
Products + Policies

$100,000 Life Insurance Coverage – Sample Quotes – FAQs

Learn the cost of a $100,000 Life Insurance policy for Term Life, Whole Life, or No Medical Exam..

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IT PAYS TO SHOP AROUND

Life Insurance Agents

ARE NOT ALL THE SAME

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Agency Reviews
Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

Company Reviews
THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

Pricing + Comparisons

Pro Tips + Basics

Products + Policies

Underwiting Guidelines

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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