Frequently Asked Questions About Life Insurance
Pro Tips + Basics

Life Insurance Basics – Frequently Asked Questions

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips could help save you hundreds (if not thousands!) of dollars... And awholelotta hassle! So... let's dive in!
Pro Tips + Basics

[5 Tips!] Life Insurance – Five Tips – Before You Buy

Too often, families are left unsure of the way forward when grieving the loss of a loved one, as plans for their final arrangements and corresponding finances are left unsettled before their passing. Taking a proactive approach to end-of-life planning can help ease these burdens. While this can feel like a somber task, it can help ensure your wishes are met & support a smoother transition for your survivors.
Curated Content Pro Tips + Basics

5 Excellent Tips For Preparing Your End-of-Life Finances

THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY
Pro Tips + Basics

The Cost of Life Insurance – Only 3 Variables Matter!

Pro Tips + Basics

How Much Life Insurance Coverage Do I Need?

Too often, families are left unsure of the way forward when grieving the loss of a loved one, as plans for their final arrangements and corresponding finances are left unsettled before their passing. Taking a proactive approach to end-of-life planning can help ease these burdens. While this can feel like a somber task, it can help ensure your wishes are met & support a smoother transition for your survivors.
Curated Content Pro Tips + Basics

5 Excellent Tips For Preparing Your End-of-Life Finances

MoneyUnder30.com's simple life insurance calculator will help you determine how much life insurance you should purchase to provide for your loved ones.
Curated Content

How Much Coverage Do I Need? [Life Insurance Calculator]

10 Year Term Life Insurance
Products + Policies

10 Year Term Life Policies – Sample Quotes – Pros

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost

AIG Direct offers online quotes, works with healthy people (plus people in less-than-perfect health), and provides options for coverage you may not find elsewhere. Keep reading to learn more about AIG Direct Life Insurance Reviews and American General Life Insurance, including the types of coverage available, pros and cons, who should choose AIG, and how to get life insurance coverage.
Company Reviews

AIG Direct Life Insurance Review – Pros & Cons –

Pro Tips + Basics

Browse All Posts
Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips will help save you hundreds of dollars. And lots of hassle! Here's what you need to know...
Pro Tips + Basics

[Tips!] Life Insurance Buyer’s Guide – Top 3 Questions

How Can I Avoid Getting Declined for Life Insurance, If I Want/Need to Carry Narcan (a Naloxone Rescue Kit) to Save Someone's Life?
Pro Tips + Basics Warnings

[Warning!] You May Be Declined for Life Insurance if You Carry Naloxone (Narcan)

US Life Expectancy Statistics by Gender, State and Disease. Covid 19. Statistical estimation of how long we live, based on several factors...
Pro Tips + Basics

[TrueData!] US Life Expectancy 2022 – Statistics

Pro Tips + Basics

Marijuana and Life Insurance – What You Need To Know Before You Apply

Load More

Compare Rates

RUN A FREE INSTANT QUOTE

Agency Reviews

Browse All Posts
If you try to get an online life insurance quote from SelectQuote, it is quite the process and —in the end— they don’t actually show you any quotes! SelectQuote does NOT (can Not!) save you more $$$ than an Independent Agent can.
Agency Reviews Warnings

[Warning!] Don’t Buy Your Life Insurance From SelectQuote

Agency Reviews

NerdWallet (Quotacy) Life Insurance Review – Process – FAQs

Agency Reviews

Lemonade Life Insurance Review – Pros & Cons – FAQs

TruStage offers limited amounts of coverage, at an average price, from ONLY ONE Life Insurance Company (CMFG). Shop around. Compare rates!
Agency Reviews

TruStage Life Insurance Review – Pros & Cons – FAQs

Load More

Become a Contributor

WE WELCOME YOUR REVIEWS

Company Reviews

Browse All Posts
Transamerica Life Insurance Company is a leader in the life insurance industry.  They offer a variety of competitively priced life insurance products that you can count on to protect your loved ones if you die. 
Company Reviews

Transamerica Life Insurance Review – Pros & Cons – FAQs

Company Reviews

Banner Life Insurance Review – Pros & Cons – FAQs

State Farm may be an insurance giant, but this does not make them better than an independent agent or broker.  It just means they are bigger and have more name recognition. We'll explain in detail why you should ***almost never buy life insurance*** from this State Farm.
Company Reviews

State Farm Life Insurance Review – Pros & Cons – FAQs

Check out our Protective Life Insurance Review to get full company and policy details.
Company Reviews

Protective Life Insurance Review – Pros & Cons – FAQs

Load More

Video Highlights

SUBSCRIBE TO OUR YOUTUBE CHANNEL

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
Video

Shopping for Life Insurance. The 3 Variables.

Video

[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
Video

$500,000 20 Year Term Life Insurance Policy

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
Video

You Are Not a Number. We Are Not a Call Center.

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
Video

$250,000 20 Year Term Life Insurance Policy

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
Video

$1,000,000 20 Year Term Life Insurance Policy

Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
Video

Save Time. Save Money. Get Options.

Products + Policies

10 Year Term Life Insurance
Products + Policies

10 Year Term Life Policies – Sample Quotes – Pros & Cons

The biggest advantage of a 10 Year Term Life Insurance is the low price. The obvious downside, of.

Whole life insurance is the only type of life insurance containing the guarantee that it will be in force when you die, provided premiums are paid as required. Whole life insurance is permanent insurance designed to be in force for a long time.
Products + Policies

Whole Life Insurance – Definitions – Pros & Cons

Whole Life is the only type of Life Insurance with the Guarantee it will be 'in force' when.

$50,000 Life Insurance Coverage – Sample Quotes – FAQs
Products + Policies

$50,000 Life Insurance Coverage – Sample Quotes – FAQs

Learn the cost of a $50,000 Life Insurance policy for Term Life, Whole Life, or No Medical Exam..

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements
Products + Policies

$150,000 Life Insurance – No Medical Exam

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements

Load More

Search

IT PAYS TO SHOP AROUND

Life Insurance Agents

ARE NOT ALL THE SAME

LEARN MORE

Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

Load More

Top Categories

Agency Reviews
Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

Company Reviews
THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

Pricing + Comparisons

Pro Tips + Basics

Products + Policies

Underwiting Guidelines

No Personal Information Required

Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
Compare Rates